So you want to buy a house?

It’s easy, because we’re the experts.

Here’s what you need to do (get pre-qualified):
Email us your

  • Last 2 Bank Statements (download them as PDF files from your online bank login)
  • Last 2 Years’ Tax Returns & Form W-2 or 1099 (also in PDF format so all pages are included)
  • 1 Month’s Worth of Pay Stubs (also in PDF format so nothing is missing)
  • Driver License & Social Security Cards (also in PDF format – make sure nothing is cut off)

Ask yourself,
“Is the total monthly payment the most important number at the end of the day?”

Did you know?

Look at the difference in monthly payments on a $100,000 mortgage:

Rate

5%

4%

3%

2%

1%

0%

Principal & Interest

$537

$477

$422

$370

$322

$278

Get pre-qualified.

That means we will look at the full list of documents listed above to make sure you only look at homes you can afford.

This then enables your Real Estate Agent to negotiate the best price for you!

7 Steps to Success
(the process)

  1. Pre-Qualify
  2. Real Estate Agent Finds You a House Based On Your Pre-Qualification
  3. Sign the Purchase Contract with Your Real Estate Agent
  4. Submit Loan to Underwriting
  5. Order Your Appraisal
  6. Give the Underwriter Whatever They Ask For to Get Your Loan Closed
  7. Once Underwriter Gives Final Approval (Clear-To-Close), Go to the Title Company and Get the Keys to Your New Home